What the program does

This program will permit you to manage your finances, such as bank accounts, mutual funds, investments, and credit cards. Besides keeping records of each transaction, it keeps records of all types of information: phone numbers and addresses, doctor visits, ideas, books read. They can be found quickly and easily, using cross keys to make it better.

This was originally written in 1986, and used continuously since then. Originally written in Dbman, and now in Borland Delphi.

In addition to the usual accounting information, you can do things like this:

1.	Check numbers are updated automatically, useful for joint accounts. You can enter zero dollars for a voided check.

Foreign banks, exchange rates, and date formats (mm/dd/yyyy or dd/mm/yyyy). The data are stored, along with the dollar equivalent. No need to enter a menu item every time a transaction with a foreign bank is made, in order to get the correct date format. You now have your financial history in both local currency and equivalent dollars at the sam time.

3.	Regular payments in the future, and anticipated future bank balances

4.	Reconcile bank statements

Manage your stock portfolio. It keeps records of all transactions, using both dollar values and number of shares. For foreign stocks, it keeps records of the dollar values as well as the values in the local currency. You can enter the current value at any time, and this record will remain. This permits you to examine your fund history'.

6.	Monthly budgets

a. Expenses

b. Income

c. Investments

d. Cash flow

e. Credit card payments

f. Net credit card actions (charges less credits and payments)

g. Statistics (averages, sums, and standard deviations)

h. Different list for each currency, based upon exchange rate at the time

7.	Tax report files

8.	Check utility bills by calculating the bill based upon the rates as published in the state tariffs.

9.	Automatically dial bank, or any phone number. Dials your 16 digit credit card number!

10	Reminders of birthdays and due dates

11	Car mileage for tax and expense reporting

12	Fully year 2000 compliant!

13	Multiple users. Several people can run this program on the same computer, without each person's bank data interfering with the other person's.

14	Phone dialing: You can speed dial, or dial a bank and give them your credit card number and access code from the database.

15	Queries. Any type of query, using standard query language (SQL). Examples:

1	Find the magazines paid by credit card last March.

2	Search by bank, date, or budget, which are indexed items.

3	Set filters, such as check numbers 0 and tax deductible and paid_to_from = 'Science...

4	Change values in the tables based upon conditions.

4	Sample queries are given in Help\|Queries, for you to cut and paste into the query box, and modify to your needs.

Internet. No need to rely upon Bookmarks in your browser. Keep lists of URL's, organized in any way you want. Select a URL, press a menu, and you will immediately go to the site. Received via e-mail a URL that wrapped? No problem. Enter the URL in the program, and it will remove blanks and line feeds, and bring you to the site.

17	Programs. You can automatically run programs, like wav files (music) or jpg (pictures). Store the file location in the database via Open File. Click on the file, and the program will run the file!